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On Jan. 1, People awoke with some new protections from big medical payments. 

Meet the No Surprises Act. It’s a new regulation that protects sufferers from one of many worst experiences the U.S. well being care system has to supply — shock out-of-network hospital payments. That’s when a particular person will get hit with a invoice from an out-of-network supplier at an in-network hospital. Below the brand new regulation, if a particular person visits an in-network hospital and is seen by an out-of-network supplier, that supplier and the insurer should work it out for themselves. Sufferers are solely on the hook for what they’d’ve paid an in-network supplier. That’s a huge deal.

However there are some caveats (as a result of, after all). For example: These protections apply solely to care in a hospital. Then there’s the deceptively named Shock Billing Safety kind that sufferers is likely to be requested to signal, waiving these newly received rights. And there’s extra. 

This episode of “An Arm and a Leg” breaks down what you could learn about your rights below this new regulation, what traps to look out for, and who to name if one thing smells fishy.

Truly, right here: The federal hotline for reporting No Surprises Act violations is at 1-800-985-3059. 

Right here’s a transcript of the episode

“An Arm and a Leg” is a co-production of KHN and Public Street Productions.

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